---
description: Discover and compare Free Payment Processing Software Applications & Tools. Capterra is a free interactive tool that lets you quickly narrow down your software selection, contact multiple vendors, and compare platforms for your business.
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title: Free Payment Processing Software - Capterra
---

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# Payment Processing Software

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> Payment Processing software enables organizations of varying sizes to process credit card payments via either the internet or traditional point of sale (POS) interfaces.

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## Products

1. [Penny](https://www.capterra.in/software/160900/penny) — 4.1/5 (10 reviews) — Penny Inc is a cloud based expense management solution. Simple and free, it is the ultimate way to manage business and travel expenses.
2. [Diamond Mind Payment Processing](https://www.capterra.in/software/161740/diamond-mind-payment-processing) — 4.9/5 (10 reviews) — Cloud-based solution offering schools a way to receive, record, review, and report transactions using a secure digital payment system.
3. [Abowire](https://www.capterra.in/software/198084/abowire) — 4.5/5 (10 reviews) — Abowire is an expert-driven solution to automate and scale your recurring revenue \& accelerate your growth.
4. [Payzip](https://www.capterra.in/software/1021017/payzip) — 5.0/5 (10 reviews) — Member payment software for UK club treasurers and membership secretaries. Save time and collect every single payment with Payzip.
5. [Covercy](https://www.capterra.in/software/173106/covercy) — 4.3/5 (9 reviews) — Covercy is the first Banking-Embedded Investment Management Platform built for commercial real estate investment firms. Now with AI.
6. [Sky Systemz](https://www.capterra.in/software/204226/skysystemz) — 5.0/5 (9 reviews) — Professional Services Solutions encompass a range of specialized tools \& resources tailored to meet the unique needs of professionals.
7. [borderless](https://www.capterra.in/software/207889/borderless) — 4.3/5 (9 reviews) — Pay anyone, anywhere in seconds. borderless is a global payments platform enabling pay-OUTs to 120+ countries using local bank transfer
8. [Alternative Payments](https://www.capterra.in/software/158124/alternative-payments) — 4.3/5 (8 reviews) — Alternative Payments can supercharge eCommerce businesses and help meet the needs of millions of customers that dont use credit cards.
9. [myPOS Suite](https://www.capterra.in/software/174866/mypos-online) — 3.4/5 (8 reviews) — myPOS is an all-in-one payment solution that enables businesses to accept in-person and online payments instantly.
10. [Silkpay](https://www.capterra.in/software/214561/silkpay) — 4.3/5 (8 reviews) — In 1 platform our clients can accept 30 popular payment methods, manage their transactions, make refunds and create payment links.
11. [TackPay](https://www.capterra.in/software/1034506/tackpay) — 4.8/5 (8 reviews) — The leading digital tipping solution that helps companies and tipped workers receive and manage cashless tips via QR codes and more.
12. [Didit](https://www.capterra.in/software/1070408/Didit) — 5.0/5 (8 reviews) — Free unlimited KYC, 70% cheaper model, no-code flows \& APIs—Didit helps you verify users faster, cheaper, and fully compliant.
13. [SutiAP](https://www.capterra.in/software/120861/sutiap) — 4.1/5 (7 reviews) — SutiAP uses AI automation and N-way matching to streamline accounts payable, boosting efficiency, accuracy, and spend visibility.
14. [TillyPay](https://www.capterra.in/software/196965/tillypay) — 4.7/5 (7 reviews) — Recurring \& single payment links, powered by Stripe.
15. [Denefits](https://www.capterra.in/software/160908/denefits) — 3.7/5 (6 reviews) — Denefits: A Flexible Payment Solution For Businesses \& Healthcare Providers.
16. [Payrexx](https://www.capterra.in/software/146610/payrexx) — 4.0/5 (5 reviews) — Cloud-based solution uniting e-commerce and payment processing into one solution to sell products or service and accept payments.
17. [Coriunder](https://www.capterra.in/software/166597/coriunder-baas) — 5.0/5 (5 reviews) — A PCI Level 1 certified payment gateway with a user management backend to manage your merchants, customers, affiliates, and banks.
18. [QuickBooks GoPayment](https://www.capterra.in/software/1017602/quickbooks-gopayment) — 4.6/5 (5 reviews) — A mobile payment gateway that helps businesses process credit cards with a card reader plugin and mobile application.
19. [ScanPay](https://www.capterra.in/software/1033652/scanpay) — 5.0/5 (5 reviews) — Accept payments on-site with tap-to-pay, no hardware needed. Only 2.5% per transaction—no subscriptions, just seamless service.
20. [Ampere](https://www.capterra.in/software/1038203/ampere) — 5.0/5 (5 reviews) — Completely New Business Banking Experience. All-In-One Financial Service For Your Business.
21. [Uelz](https://www.capterra.in/software/1049068/uelz) — 4.8/5 (5 reviews) — Uelz is a billing management and automation system designed for companies with recurring revenue.
22. [Finexer](https://www.capterra.in/software/1072497/Finexer) — 5.0/5 (5 reviews) — Finexer is an FCA-regulated Open Banking provider offering instant bank payments and real-time financial data APIs.
23. [ChargeDesk](https://www.capterra.in/software/176728/chargedesk) — 5.0/5 (4 reviews) — Billing support and workflow platform that communicates with help desk to facilitate refunds, charges, coupon management, and more.
24. [Electrum](https://www.capterra.in/software/1011538/electrum) — 4.8/5 (4 reviews) — Electrum is a secure, open-source Bitcoin wallet that enables fast, decentralized cryptocurrency management.
25. [PaySprint](https://www.capterra.in/software/1029556/paysprint) — 4.8/5 (4 reviews) — Receive Payments from customers with no usage and hardware costs and withdraw funds to bank account with ease.

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## Related Categories

- [Mobile Credit Card Processing Software](https://www.capterra.in/directory/31089/mobile-credit-card-processing/software)
- [Expense Report Software](https://www.capterra.in/directory/30559/expense-report/software)
- [Recurring Billing Software](https://www.capterra.in/directory/30927/recurring-billing/software)
- [Accounts Payable Software](https://www.capterra.in/directory/30520/accounts-payable/software)
- [Accounts Receivable Software](https://www.capterra.in/directory/30521/accounts-receivable/software)

## Links

- [View on Capterra](https://www.capterra.in/directory/30232/payment-processing/software)
- [All Categories](https://www.capterra.in/directory)

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The wallet is customizable and compatible with hardware wallets, allowing users to manage multiple wallets.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductLogo/58fb04e2-3bbc-4bb9-a347-83012d947131.jpeg","url":"https://www.capterra.in/software/1011538/electrum","@type":"ListItem"},{"name":"PaySprint","position":25,"description":"PaySprint offers No-Hardware and 100% subscription-based payment processing services that enable merchants to save up to 90% of the cost of receiving payments from customers.  \nCustomers are able to make payments with Debit/Credit Card or Wallets or Rewards points at no cost to  your business and with immediate access to the funds.\nFeatures:\n* No contract. 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