---
description: Get information about Zil Money price, usability & features from verified user experiences. Read reviews from Indian business users & discover similar tools.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress
title: Zil Money Price, Features, Reviews & Ratings - Capterra India
---

Breadcrumb: [Home](/) > [Payment Processing Software](/directory/30232/payment-processing/software) > [Zil Money](/software/1056703/zil-money)

# Zil Money

Canonical: https://www.capterra.in/software/1056703/zil-money

Page: 1 / 5\
Next: [Next page](https://www.capterra.in/software/1056703/zil-money?page=2)

> The payment platform helps businesses manage finances via credit cards, checks, wire transfers, and more. Fund payroll by credit card.
> 
> Verdict: Rated **4.7/5** by 103 users. Top-rated for **Likelihood to recommend**.

-----

## Overview

### Who Uses Zil Money?

United States Businesses&#10;Small and medium businesses&#10;Entrepreneurs&#10;Freelancers

## Quick Stats & Ratings

| Metric | Rating | Detail |
| **Overall** | **4.7/5** | 103 Reviews |
| Ease of Use | 4.6/5 | Based on overall reviews |
| Customer Support Software | 4.5/5 | Based on overall reviews |
| Value for Money | 4.6/5 | Based on overall reviews |
| Features | 4.5/5 | Based on overall reviews |
| Recommendation percentage | 80% | (8/10 Likelihood to recommend) |

## About the vendor

- **Company**: Zil.US
- **Founded**: 2008

## Commercial Context

- **Starting Price**: $30.00
- **Pricing model**: Usage Based (Free Trial)
- **Pricing Details**: Zil Money is available via the following plans:&#10;Pay as You Need - $0 No Minimum Spend (Initial Recharge $30)&#10;Business - $49.99 Minimum Spend/Month&#10;Premium - $499.99 Minimum Spend/Month&#10;Enterprise - Custom (Starting at $999/Month)
- **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+
- **Deployment & Platforms**: Cloud, SaaS, Web-based, Mac (Desktop), Windows (Desktop), Linux (Desktop), Chromebook (Desktop), Android (Mobile), iPhone (Mobile), iPad (Mobile)
- **Supported Languages**: English
- **Available Countries**: United States

## Features

- ACH Payment Processing
- Billing & Invoicing
- Debit/Credit Card Processing
- Mobile Payments
- Multiple Payment Options
- Reporting/Analytics

## Integrations (14 total)

- BitPay
- Dynamics 365
- FreshBooks
- Gusto
- NetSuite
- QuickBooks Desktop
- QuickBooks Online
- QuickBooks Payroll
- Sage Accounting
- Xero
- Zapier
- Zoho Books
- Zoho Connect
- servis.ai

## Support Options

- Email/Help Desk
- FAQs/Forum
- Knowledge Base Software
- Phone Support
- 24/7 (Live rep)
- Chat

## Category

- [Payment Processing Software](https://www.capterra.in/directory/30232/payment-processing/software)

## Alternatives

1. [PayPal](https://www.capterra.in/software/179251/paypal) — 4.6/5 (26301 reviews)
2. [Venmo](https://www.capterra.in/software/182159/venmo-) — 4.7/5 (9271 reviews)
3. [Stripe](https://www.capterra.in/software/123889/stripe) — 4.6/5 (3309 reviews)
4. [Square Payments](https://www.capterra.in/software/170278/square-payments-processing) — 4.7/5 (2672 reviews)
5. [Square Point of Sale](https://www.capterra.in/software/154907/square-point-of-sale) — 4.6/5 (3021 reviews)

## Reviews

### "Simplifies Payments" — 5.0/5

> **ZAHWAAN** | *17 June 2025* | Accounting Software | Recommendation rating: 9.0/10
> 
> **Pros**: What I liked the most about Zil money is how easy it made sending and managing checks. The interface is clean and features like virtual bank accounts and payment scheduling really helped streamline my business payments
> 
> **Cons**: Sometimes the platform feels a bit slow, especially during peak hours and customer support responses could be quiker.
> 
> Overall, Zil Money has made my financial workflows much easier. It's relaible for daily use and I appreciate the range of payment options it offers

-----

### "Reliable Platform with Excellent Customer Support" — 5.0/5

> **shadma** | *16 December 2025* | Outsourcing/Offshoring | Recommendation rating: 10.0/10
> 
> **Pros**: What I liked most about Zil Money is their excellent customer support. The support team is responsive, transparent, and you can easily connect with a live agent on calls whenever needed.
> 
> **Cons**: Currently, Zil Money does not offer a cloud banking option. At the moment, transactions are limited to wallet-based usage only.
> 
> Overall, my experience with Zil Money has been very positive. The platform is easy to use, transactions are smooth, and their customer support team is excellent, with live agents available on calls and complete transparency.

-----

### "Efficient Payment Platform for Small Businesses" — 4.0/5

> **Pulkeet** | *17 June 2025* | Textiles | Recommendation rating: 7.0/10
> 
> **Pros**: "I liked the user-friendly interface and the ability to create and send checks instantly. It saves a lot of time for small businesses and freelancers like me. The integration with banks and quick processing makes it very efficient."
> 
> **Cons**: "The platform is feature-rich, but it can feel a bit overwhelming for first-time users. A clearer onboarding guide or tutorial would help new users navigate it more easily."
> 
> "My overall experience with Zil Money has been positive. The platform offers a wide range of features like check printing, ACH, and wire transfers that are especially useful for small businesses and freelancers. I found it convenient and time-saving. While there’s a slight learning curve at the beginning, once you get used to the interface, it becomes a powerful tool for managing payments efficiently."

-----

### "Woks well for now" — 5.0/5

> **Anna** | *4 October 2025* | Insurance Software | Recommendation rating: 6.0/10
> 
> **Pros**: Access fee-free transactions for eligible transactions through your ZilMoney Wallet. I also like the Real-time payment tracking.
> 
> **Cons**: Customers are not directly insured by the FDIC. The claim  “Up to 90% cost savings” is not accurate.
> 
> It works well with my business model. It was more costly than expected.  I’m looking for other options.

-----

### "Horrible if I must say so myself" — 1.0/5

> **Davon** | *2 October 2025* | Music | Recommendation rating: 0.0/10
> 
> **Pros**: Nothing was likeable I think it was a horrible experience because I've been a member with them for years and they treated me like nothing
> 
> **Cons**: Customer service and the fact of the matter that they took forever to answer my call just to do nothing for me when I clearly told them what I called for they still didn't get it done
> 
> Bad because the customer service was horrible they didn't do anything I asked them to do and it's like I just was on the phone on hold put him to hang up on me

-----

Page: 1 / 5\
Next: [Next page](https://www.capterra.in/software/1056703/zil-money?page=2)

## Links

- [View on Capterra](https://www.capterra.in/software/1056703/zil-money)

## This page is available in the following languages

| Locale | URL |
| en | <https://www.capterra.com/p/10014229/Zil-Money/> |
| en-AE | <https://www.capterra.ae/software/1056703/zil-money> |
| en-AU | <https://www.capterra.com.au/software/1056703/zil-money> |
| en-CA | <https://www.capterra.ca/software/1056703/zil-money> |
| en-GB | <https://www.capterra.co.uk/software/1056703/zil-money> |
| en-IE | <https://www.capterra.ie/software/1056703/zil-money> |
| en-IL | <https://www.capterra.co.il/software/1056703/zil-money> |
| en-IN | <https://www.capterra.in/software/1056703/zil-money> |
| en-NZ | <https://www.capterra.co.nz/software/1056703/zil-money> |
| en-SG | <https://www.capterra.com.sg/software/1056703/zil-money> |
| en-ZA | <https://www.capterra.co.za/software/1056703/zil-money> |

-----

## Structured Data

<script type="application/ld+json">
  {"@context":"https://schema.org","@graph":[{"name":"Capterra India","address":{"@type":"PostalAddress","addressLocality":"Mumbai","addressRegion":"MH","postalCode":"400051","streetAddress":"Gartner India Research & Advisory Services Pvt. Ltd. Raheja Towers 2nd Floor C-30 G- Block Bandra East Mumbai 400051 India"},"description":"Capterra India helps businesses find the best software. With verified reviews, prices & features, our interactive tool makes software selection fast & easy.","email":"info.india@gartner.com","url":"https://www.capterra.in/","logo":"https://dm-localsites-assets-prod.imgix.net/images/capterra/logo-a9b3b18653bd44e574e5108c22ab4d3c.svg","@type":"Organization","@id":"https://www.capterra.in/#organization","parentOrganization":"Gartner, Inc.","sameAs":["https://twitter.com/capterra","https://www.facebook.com/Capterra/","https://www.linkedin.com/company/capterra","https://www.instagram.com/capterra/","https://www.youtube.com/@CapterraIndia"]},{"name":"Zil Money","description":"Zil Money's payroll funding by credit card feature allows small and medium businesses to pay employees on time without worrying about cash flow. Payroll by credit card helps to free cash flow, earn reward points and lower taxable business income as card charges can be claimed as business expenses.\n\nZil Money provides services from check printing to online payments. Accounts Payable and receivable Software integrated with renowned accounting software, making Zil Money the best online accounting software solution for small businesses.\n\nZil Money is a financial technology company, not a bank. Zil Money offers banking services through partnership with FDIC member banks Texas National Bank. Customers are not directly insured by the FDIC - but through the pass-through coverage of our partner banks and is conditional on proper titling, record-keeping, and custodial arrangements.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductScreenshot/8a5ae983-2983-436b-9e3d-f3a3615c89c9.jpeg","url":"https://www.capterra.in/software/1056703/zil-money","@type":"SoftwareApplication","@id":"https://www.capterra.in/software/1056703/zil-money#software","applicationCategory":"BusinessApplication","publisher":{"@id":"https://www.capterra.in/#organization"},"aggregateRating":{"@type":"AggregateRating","ratingValue":4.7,"bestRating":5,"ratingCount":103},"offers":{"price":"30","@type":"Offer","priceCurrency":"USD"},"operatingSystem":"Cloud, Apple, Windows, Linux, Chrome, Android, Platform ios, Platform ipad"},{"@type":"FAQPage","@id":"https://www.capterra.in/software/1056703/zil-money#faqs","mainEntity":[{"name":"What Is Zil Money?","@type":"Question","acceptedAnswer":{"text":"Zil Money's payroll funding by credit card feature allows small and medium businesses to pay employees on time without worrying about cash flow. Payroll by credit card helps to free cash flow, earn reward points and lower taxable business income as card charges can be claimed as business expenses.Zil Money provides services from check printing to online payments. Accounts Payable and receivable Software integrated with renowned accounting software, making Zil Money the best online accounting software solution for small businesses.Zil Money is a financial technology company, not a bank. Zil Money offers banking services through partnership with FDIC member banks Texas National Bank. Customers are not directly insured by the FDIC - but through the pass-through coverage of our partner banks and is conditional on proper titling, record-keeping, and custodial arrangements.","@type":"Answer"}},{"name":"Who Uses Zil Money?","@type":"Question","acceptedAnswer":{"text":"United States BusinessesSmall and medium businessesEntrepreneursFreelancers","@type":"Answer"}}]},{"@type":"BreadcrumbList","itemListElement":[{"name":"Home","position":1,"item":"/","@type":"ListItem"},{"name":"Payment Processing Software","position":2,"item":"/directory/30232/payment-processing/software","@type":"ListItem"},{"name":"Zil Money","position":3,"item":"/software/1056703/zil-money","@type":"ListItem"}],"@id":"https://www.capterra.in/software/1056703/zil-money#breadcrumblist"}]}
</script>
