---
description: Get information about Square Payments price, usability & features from verified user experiences. Read reviews from Indian business users & discover similar tools.
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title: Square Payments Price, Features, Reviews & Ratings - Capterra India
---

Breadcrumb: [Home](/) > [Payment Processing Software](/directory/30232/payment-processing/software) > [Square Payments](/software/170278/square-payments-processing)

# Square Payments

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> Square Payments is payment processing software that enables businesses to accept payments online, in person, or on the go.
> 
> Verdict: Rated **4.7/5** by 2716 users. Top-rated for **Likelihood to recommend**.

-----

## Overview

### Who Uses Square Payments?

Square Payments is used by restaurants, retail stores, beauty salons, service providers, food trucks, contractors, nonprofits, and franchises.

## Quick Stats & Ratings

| Metric | Rating | Detail |
| **Overall** | **4.7/5** | 2716 Reviews |
| Ease of Use | 4.7/5 | Based on overall reviews |
| Customer Support Software | 4.4/5 | Based on overall reviews |
| Value for Money | 4.5/5 | Based on overall reviews |
| Features | 4.6/5 | Based on overall reviews |
| Recommendation percentage | 90% | (9/10 Likelihood to recommend) |

## About the vendor

- **Company**: Square
- **Location**: San Francisco, US
- **Founded**: 2009

## Commercial Context

- **Pricing model**: Usage Based (Free version available)
- **Pricing Details**: Per swipe/dip/tap: 2.6% + $.10&#10;Keyed in: 3.5% + $.15 per transaction&#10;Online \&amp; invoices: 2.9% + $.30 per transaction&#10;&#10;Custom pricing packages are also available. Contact Square for more information.
- **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+
- **Deployment & Platforms**: Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile)
- **Supported Languages**: English, French, Japanese, Spanish
- **Available Countries**: Australia, Canada, France, Ireland, Japan, Spain, United Kingdom, United States

## Features

- ACH Payment Processing
- Billing & Invoicing
- Contactless NFC
- Credit Card Processing
- Debit/Credit Card Processing
- Electronic Payments
- Electronic Signature
- In-Person Payments
- Mobile Access
- Mobile Card Reader
- Mobile Payments
- Multiple Payment Options
- PCI Compliance Software
- Payment Fraud Prevention
- Point of Sale (POS)
- Receipt Management
- Recurring/Subscription Billing
- Reporting & Statistics
- Reporting/Analytics
- Third-Party Integrations

## Integrations (29 total)

- Acuity Scheduling
- BigCommerce
- ClinicSense
- Craver
- DAVO
- Ecwid
- Fomo
- Jotform
- Linktree
- Make
- MarginEdge
- MoeGo
- Paymo
- Poptin
- QuickBooks Online Advanced

... and 14 more integrations

## Support Options

- Email/Help Desk
- FAQs/Forum
- Knowledge Base Software
- Phone Support
- Chat

## Category

- [Payment Processing Software](https://www.capterra.in/directory/30232/payment-processing/software)

## Related Categories

- [Payment Processing Software](https://www.capterra.in/directory/30232/payment-processing/software)
- [Mobile Credit Card Processing Software](https://www.capterra.in/directory/31089/mobile-credit-card-processing/software)

## Alternatives

1. [PayPal](https://www.capterra.in/software/179251/paypal) — 4.6/5 (26683 reviews)
2. [Venmo](https://www.capterra.in/software/182159/venmo-) — 4.7/5 (9306 reviews)
3. [Stripe](https://www.capterra.in/software/123889/stripe) — 4.6/5 (3387 reviews)
4. [Square Point of Sale](https://www.capterra.in/software/154907/square-point-of-sale) — 4.6/5 (3039 reviews)
5. [Modisoft](https://www.capterra.in/software/1060880/modisoft) — 5.0/5 (6 reviews)

## Reviews

### "Square Payments: Good option for small bussiness" — 4.0/5

> **Verified Reviewer** | *1 March 2025* | Information Technology & Services | Recommendation rating: 9.0/10
> 
> **Pros**: There is no subscription required for basic uses
> 
> **Cons**: Support is not available for 24/7 and with this sometimes difficult to contact
> 
> My overall experience with square payments is a great because it is good option for small size business

-----

### "Ideal of gift card side business" — 5.0/5

> **Shaunak** | *26 February 2025* | Information Technology & Services | Recommendation rating: 10.0/10
> 
> **Pros**: I loved Square Payments because it's very simple and straight forward to setup the online Gift card shop. They also offer hard card for in-person usage at your kiosks and payment centers. This is very useful for small businesses to offer complimentary give-back items to attendees, participants and volunteers.
> 
> **Cons**: No cons as such, but need top make upfront payment for physical cards :)
> 
> Overall experience was very easy, refund and discount policy made simple with square payment's gift card.

-----

### "Square Pay - A versatile and handy way to accept payment." — 5.0/5

> **Aaron** | *30 August 2026* | Media Production | Recommendation rating: 10.0/10
> 
> **Pros**: Square is a great way to sell products without a register, interac machine or cash. There are many diffent varieties dependinng on what you're looking for and you can get it on your phone.
> 
> **Cons**: Some of them are rather costly. If you can't secure it and you're using it as a vendor or on the street it could get stolen.
> 
> I found it a very handy tool for getting payments at art shows without the need for the customer having to use cash.

-----

### "Solid daily payment engine with zero onboarding hassle" — 5.0/5

> **Kira** | *17 August 2026* | Information Services | Recommendation rating: 10.0/10
> 
> **Pros**: Square Payments has been a solid choice for handling our day-to-day transactions. The setup process is almost effortless—we were up and running within a single afternoon without jumping through the traditional merchant services hoops.Easy to use, fast setup, transparent pricing .Also the user interface is exceptionally clean, making onboard training for new staff quick and seamless. Payment settlement is fast, and the clear, pay-as-you-go fee structure makes tracking transaction costs simple without worrying about monthly lock-in contracts.
> 
> **Cons**: The main drawback is account risk management. Square’s automated security algorithms can occasionally flag unusual activity or larger-than-normal payments, resulting in held funds or extended review periods. Additionally, while the standard swipe/tap rates are competitive, manual keyed-in transaction fees add up very fast.
> 
> Dependable and quick to set up, but watch out for account holds.  If you looking for or needed a reliable payment processor that didn't require long-term commitments or complex hardware setup square is the way to go.

-----

### "Scam Artists. Great until you have a problem." — 1.0/5

> **John** | *12 September 2026* | Construction software | Recommendation rating: 0.0/10
> 
> **Pros**: They make it very easy to accept customer payments and take care of billing. It was definitely very user friendly.
> 
> **Cons**: The customer service is horrendous. If you are unlucky enough to have a charge back, not only will Square not back you, they will have no solution for you other than just removing the money from your account. They will refuse to get you a manager/supervisor because as they say "There are no managers or supervisors to talk to"
> 
> I will never use Square again. They have whole heartedly disappointed me. I followed all of their suggestions and advice to prevent getting charge backs, including using Square invoicing, getting a copy of the ID, copy of the card etc etc. The customer signed the contracts that Square said would help back us and after all of that Square said too bad so sad.

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## Links

- [View on Capterra](https://www.capterra.in/software/170278/square-payments-processing)

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